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If you've had certain life events, such as losing health coverage, moving, getting married, having a baby, or adopting a child, you may be eligible for the Special Enrollment Period (SEP).

When is the Special Enrollment Period?

The Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) at any time.

The Special Enrollment Period of the Health Insurance Marketplace runs from January 16, 2022, to October 31, 2022. If you missed the enrollment window, you may still be eligible to enroll for coverage.

If you’re unsure if you qualify for coverage under the Special Enrollment Period, we encourage you to contact a Marketplace Navigator, to see if there is anything we can do to help. 

Special Enrollment Period

Qualifying for Coverage

The Special Enrollment Period is available to those who have experienced one of the following life events in the past 60 days:

  • Lost coverage through a job for any reason including retirement, being laid off, being fired, death of a spouse, death of a parent, or loss of COBRA.
  • Lost Medicaid, Florida Kidcare, Medicaid Share of Cost, or premium-free Medicare.
  • Moved to another country, state, or from overseas.
  • Gained employment such that you now qualify for Marketplace financial assistance.
  • Turned 26 and aged off your parents’ health plan.
  • Lost a student health plan.
  • Gave birth to a child or adopted.
  • Got married or got divorced, either of which affected your health coverage.
  • Had a change in immigration status that made you newly eligible for the Marketplace.
  • Were released from incarceration.

For a complete list of qualifying circumstances, or help to determine if you meet these, visit the Healthcare.gov Special Enrollment Period screener tool.

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Open Enrollment ends on Saturday, January 15, 2022

Covering Central Florida Marketplace Navigators are available to help answer any questions, listen to feedback, or other inquiries using our support form.

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