Florida Residents: Get Free Health Insurance Enrollment Help

Resources to Help You Attain Affordable Health Insurance

Navigating the Health Insurance enrollment process or understanding how it all works can be daunting. We offer several resources for common areas of confusion, to help make it easier to find and understand what you need. 

If you still have unanswered questions, don’t hesitate to contact us for support.

Contact a Marketplace Navigator

Our team of Marketplace Navigators is available for those in need of enrollment assistance. Whether you’re having trouble completing a health insurance application or have questions about your coverage, we’re here to help. 

Virtual appointments from your own home are available for your convenience and all services are offered completely free.

Special Enrollment Period Information

If you’ve had certain life events, such as losing health coverage, moving, getting married, having a baby, or adopting a child, you may be eligible for the Special Enrollment Period (SEP).

If you’re unsure if you qualify for coverage under the Special Enrollment Period, we encourage you to contact a Marketplace Navigator, to see if there is anything we can do to help. 

Marketplace Resources

The Affordable Care Act re-establishes consumers’ control over their health care through the Healthcare Marketplace. A new “Patient’s Bill of Rights” provides the American people with the tools and resources they need to make informed healthcare decisions under the law.

The primary goals of the law are as follows:

  • Make affordable health insurance available.
  • Expand the Medicaid program.
  • Reduce overall healthcare costs.

Health Insurance Marketplace

The Health Insurance Marketplace can help you get insured if you don’t have health insurance through work, Medicare, Medicaid, the Children’s Health Insurance Program (CHIP), or another source that provides qualified coverage.

Visit Healthcare.gov

Savings Estimation Tool

Based on your income, see if you might save money on Marketplace premiums or qualify for Medicaid or the Children’s Health Insurance Program (CHIP). 

Savings Estimation Tool

By completing a Marketplace application, you’ll be able to view exact plan costs.

Health Insurance Premiums and Subsidies Calculator

KFF’s Health Insurance Marketplace Calculator provides estimates of 2022 health insurance premiums and subsidies for people purchasing insurance on their own in health insurance exchanges.

Health Insurance Premiums and Subsidies Calculator

Additional Health Resource

There are various health aid programs available in addition to the health insurance marketplace. These include everything from child care to dental insurance.

Free or Low-Cost Clinics
If you do not have health insurance and need health or dental care, you can find a Medical Home by going to pcanorangecounty.com (Orange County) or in other counties by visiting the link above.

Medicaid and CHIP
These programs provide free or low-cost health coverage to Floridians including some low-income people, families and children, pregnant women, the elderly, and people with disabilities. Free in-person help can be found at your local ACCESS Center.

Florida Kidcare
Florida Kidcare is health insurance for children from birth through age 18, even if one or both parents are working.

SHINE (Serving Health Insurance Needs of Elders) is a free program offered by the Florida Department of Elder Affairs. Specially trained volunteers can assist with Medicare, Medicaid, and health insurance questions by providing one-on-one counseling and information. SHINE services are free, unbiased, and confidential.

FAIR Health Consumer
A free consumer-facing website maintained by FAIR Health, a national, independent not-for-profit organization. Use the website to estimate and manage your out-of-pocket healthcare costs for thousands of medical and dental procedures including common “episodes of care” such as diabetes and hip surgery; learn about health insurance and healthcare quality through articles, videos, and glossaries; and access other key informational resources.

The Assistance Fund
Medication assistance for over 30 covered diseases. See the website to find out which diseases are covered and to fill out an application.

Patient Advocate Foundation
Provide direct services to patients with chronic, life-threatening, and debilitating diseases to help them access care and treatment recommended by their doctors. This includes help with medications and co-pays.

West Orange Dental Alliance
WODA provides no-cost urgent dental care to the uninsured and low-income citizens residing in the western portion of Orange County.

Client Resources

We are Committed to Helping You Find Coverage
Experienced Team

Highly experienced and knowledgeable staff who can help you get the best coverage you need.

Certified Navigators

Our team of Marketplace Navigators is certified to help your family find the exact coverage you need.

Always No Cost

We're funded through a grant from Health and Human Services, a federal entity.

Support Available

We’re always here when you need us. We work to get the answers you need to get coverage and stay enrolled.

Open Enrollment has ended, but you may be eligible for the Special Enrollment Period.
Open Enrollment for Health Insurance
has started and runs through January 2024.

Covering Central Florida Marketplace Navigators are available to help answer any questions, listen to feedback, or other inquiries using our support form. All services are offered completely free of charge to everyone.

The Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health insurance based on certain life events. 

👋 Before You Go
You may qualify for health insurance savings through the Health Insurance Marketplace.
Covering Central Florida is federally funded, and services are offered completely free of charge.