Florida Residents: Get Free Health Insurance Enrollment Help

Finding Dental Coverage in the Marketplace

Dental insurance is accessible through the Marketplace, either as part of a health plan or as a standalone, stand-alone dental plan. It’s important to note that you may only get a Marketplace dental plan if you also purchase a Marketplace health plan.

You can see which plans include dental coverage when you’re comparing health plans. If a health plan includes dental, the premium covers both health and dental coverage. If you choose a separate dental plan, you’ll pay a separate, additional premium.

If you have a separate, stand-alone dental plan, you can cancel any time. Plans that have dental included can only be changed if you have a life changing event.

Plans for Both Adult & Children

For children, dental coverage is a necessary health benefit. This implies that if you’re buying health insurance for someone under the age of 18, dental care must be accessible, either as part of a health plan or as a separate plan. Note that while dental coverage for children is required, you are not required to purchase it.

Two Types of Dental Plans: High and Low

Dental plans on the Marketplace are divided into two categories: high and low.

  • Premiums for high coverage are greater, but copayments and deductibles are cheaper. As a result, you’ll pay more on a monthly basis, but less when you require dental services.
  • Premiums are lower at the low coverage level, but copayments and deductibles are greater. As a result, you’ll pay less on a monthly basis, but more when you need dental treatments.

When you evaluate dental plans on the Marketplace, you’ll see pricing, copayments, deductibles, and treatments covered for each plan.

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We’re always here when you need us. We work to get the answers you need to get coverage and stay enrolled.

Open Enrollment has ended, but you may be eligible for the Special Enrollment Period.
Open Enrollment for Health Insurance
has started and runs through January 2024.

Covering Central Florida Marketplace Navigators are available to help answer any questions, listen to feedback, or other inquiries using our support form. All services are offered completely free of charge to everyone.

The Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health insurance based on certain life events. 

👋 Before You Go
You may qualify for health insurance savings through the Health Insurance Marketplace.
Covering Central Florida is federally funded, and services are offered completely free of charge.