Florida Residents: Get Free Health Insurance Enrollment Help

How to Apply for Medicaid and Florida Kidcare Enrollment Help

Millions of Americans, including certain low-income people, families and children, pregnant women, the elderly, and persons with disabilities, benefit from Florida Medicaid and Florida KidCare (also known as CHIP).

The Florida KidCare application is currently inactive, so all applications should be submitted through the Florida Department of Children and Families and it’s recommended to contact a navigator for assistance before starting the process

Enrollment eligibility for either program is based on the household income and family size. All plans include comprehensive coverage, such as:

Even if your income does not qualify you for Medicaid, you should still contact a Marketplace Navigator to see if you qualify for a plan on the Health Insurance Marketplace. If you have children, are pregnant, or have a disability, you may be eligible for additional services. There are no Open Enrollment Periods for Florida Medicaid or Florida KidCare, so you can apply at any time of year.

Happy family with daughter on shoulders

Unwinding Medicaid in Florida and The Impact on Parents and Caregivers

Medicaid is complicated, and many enrollees will require assistance in determining whether their Medicaid termination notice is correct. It’s important to understand what exactly is happening with Medicaid in Florida, how things got to where they are now, and what steps we can take to make sure we have access to quality healthcare for years to come.

Read More at floridahealthjustice.org

Have more questions about the basics of Medicaid continuous coverage unwinding and how community-based organizations that do not provide direct enrollment assistance can help?

Read the FAQ: Changes Coming to Medicaid

Florida Medicaid Eligibility

To qualify for Florida Medicaid, you must be a Florida resident, a U.S. national, citizen, permanent resident, or legal alien in need of health care/insurance assistance, and your financial position must be classified as low or very low income. You must also be a member of one of the following groups:

  • Pregnant
  • Be responsible for a child 18 years of age or younger
  • Blind
  • Have a disability or a family member in your household with a disability
  • Be 65 years of age or older

Florida KidCare Eligibility

Florida KidCare provides health insurance to children in families with incomes up to 200 percent of the federal poverty level. To qualify for premium assistance, also known as subsidized coverage, a child must:

  • Be under age 19
  • Be uninsured when Florida KidCare coverage begins
  • Meet income eligibility requirements
  • Be a U.S. citizen or qualified non-citizen
  • Not be eligible for fully-subsidized Medicaid
  • Not be in a public institution

Using your Florida Medicaid or Florida KidCare coverage

If you’re enrolled in a health plan through Florida Medicaid or Florida KidCare, contact the member services phone number on your eligibility letter or the back of your enrollment card. This information should also be on the websites of your health plan.

We are Committed to Helping You Find Coverage
Experienced Team

Highly experienced and knowledgeable staff who can help you get the best coverage you need.

Certified Navigators

Our team of Marketplace Navigators is certified to help your family find the exact coverage you need.

Always No Cost

We're funded through a grant from Health and Human Services, a federal entity.

Support Available

We’re always here when you need us. We work to get the answers you need to get coverage and stay enrolled.

Open Enrollment has ended, but you may be eligible for the Special Enrollment Period.
Open Enrollment for Health Insurance
has started and runs through January 2024.

Covering Central Florida Marketplace Navigators are available to help answer any questions, listen to feedback, or other inquiries using our support form. All services are offered completely free of charge to everyone.

The Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health insurance based on certain life events. 

👋 Before You Go
You may qualify for health insurance savings through the Health Insurance Marketplace.
Covering Central Florida is federally funded, and services are offered completely free of charge.