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The Affordable Care Act expanded access to affordable health coverage in 2010. Public health insurance programs, Medicaid and Child Health Plan Plus – which provide free or very low-cost coverage, were expanded to cover more people.

About Covering Central Florida

Covering Central Florida navigators work for the Primary Care Access Network (PCAN), a 501c3 non-profit organization located in Orlando Florida (EIN 46-1817605). Navigators are certified by the Centers for Medicare and Medicaid Services (CMS), licensed by the State of Florida, and must pass a Federal Background Check. All services provided by navigators are offered Free of Charge.

Navigators are able to help consumers, small businesses, and their employees as they look for health coverage options through the Marketplace, including finding/comparing plans, completing eligibility, and finalizing enrollment forms. Navigators are here to make the process of finding affordable coverage as painless as can be for you and your family.

Mission & Goal

Covering Central Florida has expanded onto the PCAN mission with the goal of finding affordable health insurance options for area residents.

Orange County

  • Apopka
  • Christmas
  • Clarcona
  • Gotha
  • Killarney
  • Maitland
  • Oakland
  • Ocoee
  • Orlando
  • Plymouth
  • Tangerine
  • Windermere
  • Winter Garden
  • Winter Park
  • Zellwood

Seminole County

  • Altamonte Springs
  • Casselberry
  • Geneva
  • Goldenrod
  • Lake Mary
  • Lake Monroe
  • Longwood
  • Oviedo
  • Sanford
  • Winter Springs
Central Florida Counties Covered

Lake County

  • Altoona
  • Astatula
  • Astor
  • Clermont
  • Eustis
  • Ferndale
  • Fruitland Park
  • Grand Island
  • Groveland
  • Howey In The Hills
  • Lady Lake
  • Leesburg
  • Mascotte
  • Minneola
  • Montverde
  • Mount Dora
  • Okahumpka
  • Paisley
  • Sorrento
  • Tavares
  • Umatilla
  • Yalaha

Osceola County

  • Intercession City
  • Kenansville
  • Kissimmee
  • Saint Cloud

Community Partnerships

Covering Central Florida assists members of the Central Florida community through a network of partners who provide direct services to thousands of residents.

Covering Central Florida and its partners are focused on promoting and enhancing access to care and services to people who are currently underserved in the health insurance market or may face health disparities due to difficulties in language, low health literacy, disability, or discrimination.

Interested in becoming a partner? Contact us

Marketplace Navigators

Navigators are critical in assisting consumers with completing applications, determining eligibility, and enrolling in coverage through the Marketplaces, as well as possibly qualifying for insurance affordability programs. 

Navigators work all year to raise awareness of the coverage options available to the uninsured, assist consumers in finding affordable coverage that meets their needs, and assist consumers beyond the enrollment process to ensure they have the tools and resources they need to use and maintain their health coverage throughout the year.

3 Easy Steps to Finding Affordable Coverage

The Health Insurance Marketplace provides health plan shopping and enrollment services through the healthcare.gov website with many great insurance providers to choose from.

This makes proper coverage attainable for everyone, but can be a daunting process if it’s your first time. That’s where we come in.

1) Contact a Navigator

Contact us by phone or online to meet with a Marketplace Navigator.

2) Compare Coverage

Meet with the Marketplace Navigator to compare coverage options.

3) Enroll in a Health Plan

Choose a health plan perfect for you and complete enrollment.

We are Committed to Helping You Find Coverage
Experienced Team

Highly experienced and knowledgeable staff who can help you get the best coverage you need.

Certified Navigators

Our team of Marketplace Navigators is certified to help your family find the exact coverage you need.

Always No Cost

We're funded through a grant from Health and Human Services, a federal entity.

Support Available

We’re always here when you need us. We work to get the answers you need to get coverage and stay enrolled.

Open Enrollment has ended, but you may be eligible for the Special Enrollment Period.

The Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health insurance based on certain life events. Covering Central Florida Marketplace Navigators are available to help answer any questions, listen to feedback, or other inquiries using our support form.

How It Feels to Enroll in Affordable Health Insurance
👋 Before You Go
You may qualify for year-round Health Insurance Marketplace enrollment, if your household income is no more than:

$19,320 for individuals
$26,130 for a family of 2
$32,940 for a family of 3
$39,750 for a family of 4
$46,560 for a family of 5
$53,370 for a family of 6

Covering Central Florida is federally funded, and services are offered completely free.