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How Much Does Health Insurance Cost per Month in Florida

Black women with red hair helping sign up for health insurance in florida

Finding Health Insurance in Florida

Health insurance can be a confusing topic—especially if you’re new to it. The good news is that if you live in Florida, we have some of the most affordable health insurance plans in the country!

So how much does health insurance cost per month? It depends on what kind of plan you choose and how old you are.

If you’re under the age of 30, you can expect to pay as little as $20-$50 per month. If you’re over 30, it can cost between $50+ per month.

If you’re looking for family coverage, expect to pay between $200 and $500 per month on average. You may also have lower premiums if your family is smaller or if one member has been diagnosed with an illness or injury that requires ongoing medical treatment (like diabetes).

What kind of plan should I choose? That depends on what kind of coverage you want and your budget. You can choose an HMO (health maintenance organization), which means that all visits must be made through a primary care physician’s office and all prescriptions must be filled through that same office.

Finally, if you qualify for Medicaid or Medicare, these programs may offer lower rates than private plans do.

Anne Packham

Anne Packham

Marketplace Project Director
[email protected]

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Open Enrollment has ended, but you may be eligible for the Special Enrollment Period.
Open Enrollment for 2023 has Started
and runs through Sunday, January, 2023.
Request Appointment
Meet with a Marketplace Navigator to determine if you qualify for special enrollment.

Covering Central Florida Marketplace Navigators are available to help answer any questions, listen to feedback, or other inquiries using our support form. All services are offered completely free of charge to everyone.

The Special Enrollment Period is a time outside the yearly Open Enrollment Period when you can sign up for health insurance based on certain life events. 

👋 Before You Go
You may qualify for year-round Health Insurance Marketplace enrollment, if your household income is no more than:

$19,320 for individuals
$26,130 for a family of 2
$32,940 for a family of 3
$39,750 for a family of 4
$46,560 for a family of 5
$53,370 for a family of 6

Covering Central Florida is federally funded, and services are offered completely free of charge.