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Getting Started With Florida Kidcare in 2023

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Photo by Norma Mortenson

Are you a parent in Florida looking for affordable healthcare options for your children? Look no further than Florida Kidcare, a program run by the Florida Department of Health that provides low-cost or no-cost health insurance for children in the state. In this post, we’ll provide an in-depth overview of Florida Kidcare and how it can help your family get the medical coverage you need.

The Florida KidCare application is currently inactive, so all applications should be submitted through the Florida Department of Children and Families, and it’s recommended to contact a navigator for assistance before starting the process

What is Florida Kidcare?

Florida Kidcare is a comprehensive healthcare program that offers low-cost or no-cost health insurance to children in the state of Florida. It is made up of four different programs:

  • Medicaid for Children: Provides health insurance for children ages 0 to 18.
  • MediKids: Provides health insurance for children ages 1 to 4.
  • Healthy Kids: Provides health insurance for children ages 5 to 18.
  • Children’s Medical Services (CMS): Provides specialized medical care for ages 1 to 18 for children with chronic or complex medical conditions.

With Florida Kidcare, families can get coverage for a wide range of healthcare services, including doctor visits, hospital stays, prescriptions, and more. The program is designed to make it easier for families to get the medical care their children need without worrying about the cost.

Eligibility for Florida Kidcare

To be eligible for Florida Kidcare, your child must be a resident of the state and meet certain income guidelines. The specific guidelines vary depending on the program your child is eligible for:

  • MediKids: Children ages 1 to 4 with family incomes up to 200% of the federal poverty level (FPL).
  • Healthy Kids: Children ages 5 to 18 with family incomes up to 133% of the FPL.
  • Children’s Medical Services (CMS): Children with chronic or complex medical conditions, regardless of family income.

You can use the Florida Kidcare eligibility calculator to determine if your child is eligible for the program. Simply enter your family’s income and other relevant information, and the calculator will let you know if your child qualifies for Florida Kidcare coverage.

How to Apply for Florida Kidcare

If you think your child may be eligible for Florida Kidcare, the next step is to apply for coverage. The application process is simple and can be completed online through the Florida Kidcare website. Here’s what you’ll need to do:

  1. Gather the necessary documents. To apply for Florida Kidcare, you’ll need to provide basic information about yourself and your family, including your Social Security numbers, income, and employment status. You’ll also need to provide proof of Florida residency and the birth certificates of your children.
  2. Complete the online application. Once you have the necessary documents, you can begin the application process by visiting the Florida Kidcare website and clicking on the “Apply Now” button. Follow the prompts to complete the application and submit it for review.
  3. Wait for a decision. After you submit your application, it will be reviewed by the Florida Department of Health. If you are approved for Florida Kidcare, you’ll receive a letter in the mail with information about your coverage and how to enroll. If you are not approved, you’ll receive a letter explaining why and what steps you can take to appeal the decision.

It’s important to note that you can apply for Florida Kidcare anytime, even if you have private insurance. If approved for the program, you can choose to keep your private insurance or switch to Florida Kidcare coverage. If you have private insurance, your coverage may be more comprehensive than what is offered through Florida Kidcare, so it’s important to compare the two and determine which option is best for your family. You can also use the Florida Kidcare comparison tool to help you make this decision.

Benefits of Using Florida Kidcare

There are many benefits to using Florida Kidcare for your children’s healthcare. Some of the key benefits include:

  • Affordable coverage. Florida Kidcare is designed to be affordable for families of all income levels. In many cases, families pay nothing for coverage or only a small monthly premium. This makes it easier for families to get the healthcare they need without worrying about the cost.
  • Comprehensive coverage. Florida Kidcare covers a wide range of healthcare services, including doctor visits, hospital stays, prescriptions, and more. This ensures that your children can get the medical care they need, no matter what their healthcare needs may be.
  • Easy to apply. The application process for Florida Kidcare is simple and straightforward. You can complete the application online in just a few steps, and you can apply at any time, even if you already have private insurance.

In addition to these benefits, Florida Kidcare also has a network of participating providers that you can choose from for your children’s healthcare needs. This includes hospitals, doctors, and other healthcare professionals who have agreed to accept Florida Kidcare coverage. You can use the Florida Kidcare provider directory to find participating providers in your area.

Alternative Healthcare Options for Children in Florida

In addition to Florida Kidcare, there are other healthcare options available for children in Florida. Some families may be eligible for Medicaid, a federally funded healthcare program for low-income individuals and families. You can also contact the Florida Department of Children and Families for more information.

Another option is the Children’s Health Insurance Program (CHIP), a federally funded program that provides health insurance to children in families with modest incomes. To learn more about CHIP and how to apply, visit the Insure Kids Now website or contact your state’s CHIP program.

Enrollment Assistance is Available

If you’re a parent in Florida looking for affordable healthcare options for your children, Florida Kidcare is a great option to consider. With its comprehensive coverage, affordable premiums, and easy application process, it’s a reliable choice for families needing medical insurance for their children. If you think your child may be eligible for Florida Kidcare, don’t hesitate to apply and see if it’s the right fit for your family.

If you have further questions about Florida Kidcare or need assistance with the application process, you can contact Covering CFL for help. We have a team of knowledgeable professionals who can answer your questions and provide guidance on how to get the healthcare your children need. Call 1-877-564-5031, or visit www.coveringcfl.net.

Anne Packham

Anne Packham

Marketplace Project Director
[email protected]

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$46,560 for a family of 5
$53,370 for a family of 6

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